Real Estate Information Archive

Todays home loan rates

Thursday, May 13, 2010

by The Schaller Family

The table below displays current interest rates for several common loan types for the purchase of a single family primary residence. Many other options are available. Refinance rates may vary from purchase rates. For additional information on our refinance rates, use our Calculate Rates & Payments Tool or contact us.

as of 05/13/2010 06:00 PM Eastern

Product	Interest Rate	APR
Conforming ¹and FHA Loans
30-Year Fixed	4.875%	5.065%
30-Year Fixed FHA	5.000%	5.762%
15-Year Fixed	4.250%	4.573%
5-Year ARM	3.500%	3.594%
5-Year ARM FHA	3.375%	3.208%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.¹
30-Year Fixed	5.000%	5.138%
30-Year Fixed FHA	5.000%	5.705%
5-Year ARM	3.875%	3.679%
Jumbo¹ Loans – Amounts that exceed conforming loan limits¹
30-Year Fixed	5.500%	5.643%
5-Year ARM	5.125%	4.142%

TODAYS MORTGAGE RATES

Todays loan rates

Wednesday, February 03, 2010

by The Schaller Family

Larger Loan Amounts in Eligible Areas. In federally designated metropolitan areas, qualified customers may be able to borrow up to $729,750 on conforming or FHA loans without paying the typical higher interest rates on jumbo loan amounts. Contact a local home mortgage specialist to determine your eligibility for a larger loan amount.¹

The table below displays current interest rates for several common loan types for the purchase of a single family primary residence. Many other options are available. Refinance rates may vary from purchase rates. For additional information on our refinance rates, use our Calculate Rates & Payments Tool or contact us.

as of 02/03/2010 01:00 PM Eastern

Product	Interest Rate	APR
Conforming ¹and FHA Loans
30-Year Fixed	5.000%	5.191%
30-Year Fixed FHA	5.500%	6.245%
15-Year Fixed	4.250%	4.573%
5-Year ARM	4.000%	3.610%
5-Year ARM FHA	3.875%	3.323%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.¹
30-Year Fixed	5.125%	5.264%
30-Year Fixed FHA	5.250%	5.924%
5-Year ARM	4.250%	3.652%
Jumbo¹ Loans – Amounts that exceed conforming loan limits¹
30-Year Fixed	5.750%	5.895%
5-Year ARM	5.000%	3.930%

TODAYS MORTGAGE RATES

Todays Mortgage Rates 8/17/2009

Monday, August 17, 2009

by The Schaller Family

Larger Loan Amounts in Eligible Areas. In federally designated metropolitan areas, qualified customers may be able to borrow up to $729,750 on conforming¹ or FHA loans without paying the typical higher interest rates on jumbo loan amounts. Contact a local home mortgage specialist to determine your eligibility for a larger loan amount.

as of 08/17/2009 11:27 AM Eastern

Product	Interest Rate	APR
Conforming¹and FHA Loans
30-Year Fixed	5.125%	5.318%
30-Year Fixed FHA	5.500%	6.245%
15-Year Fixed	4.625%	4.952%
5-Year ARM	3.875%	3.892%
5-Year ARM FHA	3.875%	3.477%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.
30-Year Fixed	5.375%	5.516%
30-Year Fixed FHA	5.500%	6.187%
5-Year ARM	4.250%	3.979%
Jumbo² Loans – Amounts that exceed conforming loan limits¹
30-Year Fixed	6.250%	6.399%
5-Year ARM	5.250%	4.353%

TODAYS MORTGAGE RATES

MORTGAGE RATES FOR 5/12/09

Tuesday, May 12, 2009

by The Schaller Family

Larger Loan Amounts in Eligible Areas. In federally designated metropolitan areas, qualified customers may be able to borrow up to $625,500 on conforming¹ or FHA loans without paying the typical higher interest rates on jumbo loan amounts. Contact a local home mortgage specialist to determine your eligibility for a larger loan amount.

as of 05/12/2009 04:45 PM Eastern

Product	Interest Rate	APR
Conforming¹ Loans
40-Year Fixed	6.500%	6.700%
30-Year Fixed	4.875%	5.086%
20-Year Fixed	4.875%	5.163%
15-Year Fixed	4.500%	4.862%
5-Year ARM	3.875%	4.155%
Jumbo² Loans – Amounts that exceed conforming loan limits¹
30-Year Fixed	6.125%	6.273%
5-Year ARM	5.125%	4.549%
FHA – loan limits vary by county.
30-Year Fixed	5.000%	5.645%

TODAYS MORTGAGE RATES

Saturday, April 11, 2009

by The Schaller Family

Wells Fargo Economist Summary:
From recently published news regarding the housing markets in California and Florida, it is clear that something is going on in the U.S. housing market. While I don't see a strong rebound in economic activity any time soon, markets should start to prepare for that coming attraction, and one of my big concerns has to do with the price of petroleum. Take a look at this week's FMS to read more about these issues.

<<Apr 10 FMS.pdf>>
Wells Fargo Mortgage Rate Update:
as of 04/10/2009 08:38

Product Interest Rate   APR
Conforming¹ Loans
40-Year Fixed   6.500% 6.700%
30-Year Fixed   4.875% 5.086%
20-Year Fixed   5.125% 5.416%
15-Year Fixed   4.625% 4.989%
5-Year ARM      4.375% 4.500%
Jumbo² Loans – Amounts that exceed conforming loan limits¹
30-Year Fixed   6.500% 6.651%
5-Year ARM      5.375% 4.805%
FHA – loan limits vary by county.
30-Year Fixed   5.000% 5.645%

All rate quotes shown come with one point as an discount fee.

Assumptions and APR Information