Larger Loan Amounts in Eligible Areas. In federally designated metropolitan areas, qualified customers may be able to borrow up to $625,500 on conforming1 or FHA loans without paying the typical higher interest rates on jumbo loan amounts. Contact a local home mortgage specialist to determine your eligibility for a larger loan amount.
as of 05/06/2009 02:45 PM Eastern
ProductInterest RateAPR
Conforming1 Loans
40-Year Fixed 6.625% 6.827%
30-Year Fixed 4.750% 4.960%
20-Year Fixed 4.875% 5.163%
15-Year Fixed 4.500% 4.862%
5-Year ARM 4.000% 4.281%
Jumbo2 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 6.125% 6.273%
5-Year ARM 5.125% 4.629%
FHA – loan limits vary by county.
30-Year Fixed 5.000% 5.645%