Larger Loan Amounts in Eligible Areas. In federally designated metropolitan areas, qualified customers may be able to borrow up to $729,750 on conforming or FHA loans without paying the typical higher interest rates on jumbo loan amounts. Contact a local home mortgage specialist to determine your eligibility for a larger loan amount.1
The table below displays current interest rates for several common loan types for the purchase of a single family primary residence. Many other options are available. Refinance rates may vary from purchase rates. For additional information on our refinance rates, use our Calculate Rates & Payments Tool or contact us.
as of 12/30/2009 05:00 PM Eastern
  
ProductInterest RateAPR
Conforming 1and FHA Loans
30-Year Fixed 5.250% 5.444%
30-Year Fixed FHA 5.500% 6.245%
15-Year Fixed 4.625% 4.952%
5-Year ARM 4.125% 3.738%
5-Year ARM FHA 4.125% 3.517%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 5.375% 5.516%
30-Year Fixed FHA 5.250% 5.924%
5-Year ARM 4.500% 3.826%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.750% 5.895%
5-Year ARM 5.000% 4.012%

Courtesy Wells Fargo