Larger Loan Amounts in Eligible Areas. In federally designated metropolitan areas, qualified customers may be able to borrow up to $729,750 on conforming1 or FHA loans without paying the typical higher interest rates on jumbo loan amounts. Contact a local home mortgage specialist to determine your eligibility for a larger loan amount.

as of 09/04/2009 12:00 PM Eastern
Product Interest Rate APR 
Conforming1and FHA Loans 
30-Year Fixed 5.125% 5.318%
30-Year Fixed FHA 5.500% 6.245%
15-Year Fixed 4.500% 4.826%
5-Year ARM 3.875% 3.810%
5-Year ARM FHA 3.875% 3.477%
Larger Loan Amounts in Eligible Areas – Conforming and FHA. 
30-Year Fixed 5.250% 5.390%
30-Year Fixed FHA 5.375% 6.056%
5-Year ARM 4.250% 3.897%
Jumbo2 Loans – Amounts that exceed conforming loan limits1 
30-Year Fixed 6.250% 6.399%
5-Year ARM 5.250% 4.271%