Larger Loan Amounts in Eligible Areas. In federally designated metropolitan areas, qualified customers may be able to borrow up to $625,500 on conforming1 or FHA loans without paying the typical higher interest rates on jumbo loan amounts. Contact a local home mortgage specialist to determine your eligibility for a larger loan amount.

as of 06/25/2009 01:30 PM Eastern

ProductInterest RateAPR
Conforming1and FHA Loans
30-Year Fixed 5.375% 5.571%
30-Year Fixed FHA 5.500% 6.245%
15-Year Fixed 4.875% 5.204%
5-Year ARM 4.750% 4.378%
5-Year ARM FHA 4.625% 3.858%
Larger Loan Amounts in Eligible AreasConforming and FHA.
30-Year Fixed 5.625% 5.769%
30-Year Fixed FHA 5.875% 6.581%
5-Year ARM 4.875% 4.373%
Jumbo2 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 6.250% 6.399%
5-Year ARM 5.125% 4.468%