Larger Loan Amounts in Eligible Areas. In federally designated metropolitan areas, qualified customers may be able to borrow up to $729,750 on conforming1 or FHA loans without paying the typical higher interest rates on jumbo loan amounts. Contact a local home mortgage specialist to determine your eligibility for a larger loan amount.
as of 08/17/2009 11:27 AM Eastern
Product

 

 

Interest Rate

APR
Conforming1and FHA Loans
30-Year Fixed 5.125% 5.318%
30-Year Fixed FHA 5.500% 6.245%
15-Year Fixed 4.625% 4.952%
5-Year ARM 3.875% 3.892%
5-Year ARM FHA 3.875% 3.477%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.
30-Year Fixed 5.375% 5.516%
30-Year Fixed FHA 5.500% 6.187%
5-Year ARM 4.250% 3.979%
Jumbo2 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 6.250% 6.399%
5-Year ARM 5.250% 4.353%