Larger Loan Amounts in Eligible Areas. In federally designated metropolitan areas, qualified customers may be able to borrow up to $729,750 on conforming or FHA loans without paying the typical higher interest rates on jumbo loan amounts. Contact a local home mortgage specialist to determine your eligibility for a larger loan amount.1
The table below displays current interest rates for several common loan types for the purchase of a single family primary residence. Many other options are available. Refinance rates may vary from purchase rates. For additional information on our refinance rates, use our Calculate Rates & Payments Tool or contact us.
as of 02/25/2010 03:00 PM Eastern
ProductInterest RateAPR
Conforming 1and FHA Loans
30-Year Fixed 4.875% 5.065%
30-Year Fixed FHA 5.125% 5.850%
15-Year Fixed 4.250% 4.573%
5-Year ARM 3.750% 3.519%
5-Year ARM FHA 3.625% 3.284%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 5.125% 5.264%
30-Year Fixed FHA 5.250% 5.924%
5-Year ARM 4.125% 3.606%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.500% 5.643%
5-Year ARM 5.000% 3.930%

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