Larger Loan Amounts in Eligible Areas. In federally designated metropolitan areas, qualified customers may be able to borrow up to $729,750 on conforming1 or FHA loans without paying the typical higher interest rates on jumbo loan amounts. Contact a local home mortgage specialist to determine your eligibility for a larger loan amount.
as of 07/08/2009 12:00 PM Eastern
ProductInterest RateAPR
Conforming1and FHA Loans
30-Year Fixed 5.125% 5.318%
30-Year Fixed FHA 5.500% 6.245%
15-Year Fixed 4.625% 4.952%
5-Year ARM 4.250% 4.110%
5-Year ARM FHA 4.250% 3.655%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.
30-Year Fixed 5.250% 5.390%
30-Year Fixed FHA 5.750% 6.451%
5-Year ARM 4.500% 4.152%
Jumbo2 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 6.375% 6.525%
5-Year ARM 5.125% 4.387%