Larger Loan Amounts in Eligible Areas. In federally designated metropolitan areas, qualified customers may be able to borrow up to $729,750 on conforming1 or FHA loans without paying the typical higher interest rates on jumbo loan amounts. Contact a local home mortgage specialist to determine your eligibility for a larger loan amount.
as of 09/12/2009 03:16 PM Eastern
ProductInterest RateAPR
Conforming1and FHA Loans
30-Year Fixed 4.875% 5.065%
30-Year Fixed FHA 5.000% 5.717%
15-Year Fixed 4.375% 4.700%
5-Year ARM 3.875% 3.810%
5-Year ARM FHA 3.750% 3.342%
Larger Loan Amounts in Eligible AreasConforming and FHA.
30-Year Fixed 5.250% 5.390%
30-Year Fixed FHA 5.250% 5.924%
5-Year ARM 4.125% 3.852%
Jumbo2 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 6.250% 6.399%
5-Year ARM 5.125% 4.223%