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Larger Loan Amounts in Eligible Areas. In federally designated metropolitan areas, qualified customers may be able to borrow up to $729,750 on conforming or FHA loans without paying the typical higher interest rates on jumbo loan amounts. Contact a local home mortgage specialist to determine your eligibility for a larger loan amount.1
The table below displays current interest rates for several common loan types for the purchase of a single family primary residence. Many other options are available. Refinance rates may vary from purchase rates. For additional information on our refinance rates, use our Calculate Rates & Payments Tool or contact us.
as of 04/04/2010 11:00 AM Eastern
ProductInterest RateAPR
Conforming 1and FHA Loans
30-Year Fixed 5.250% 5.444%
30-Year Fixed FHA 5.250% 5.981%
15-Year Fixed 4.375% 4.700%
5-Year ARM 3.875% 3.564%
5-Year ARM FHA 3.750% 3.342%
Larger Loan Amounts in Eligible Areas – Conforming and FHA.1
30-Year Fixed 5.375% 5.516%
30-Year Fixed FHA 5.250% 5.924%
5-Year ARM 4.250% 3.652%
Jumbo1 Loans – Amounts that exceed conforming loan limits1
30-Year Fixed 5.500% 5.643%
5-Year ARM 4.750% 3.836%

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