I came across a video that perfectly discribes the current financial mess in a simple, easy to understand way.  It also underscores the challenges presented and the monumental task, as well as the uncertainties ahead of us all in putting the system back into place. It gives a hint as to who the culperts were and their motivation. 

                                                                                        Don Schaller


The Crisis of Credit Visualized from Jonathan Jarvis on Vimeo.